Financial Coach

Are You Setting Intentions For Your Savings?

When you have a specific goal for your savings, you're more likely to stick to your goals when your self-discipline is put to a test....

How to Build Your Saving Habits

Do you want to start working on your savings goals but you have no idea where to begin? Do you feel you have nothing to save so you don't?

Are You Experiencing Lifestyle Creep?

Lifestyle creep, or lifestyle inflation, occurs when items you once considered luxury become necessities. Just like the phrase implies,...

I Can't Believe It's Been a Month!

I launched the Rags to Riches website and blog a month ago and I can't believe how quickly the month passed. Anyone who personally knows...

Don't Underestimate the Importance of a Budget

Outside of major purchases like buying a house or car and student loans, people get into debt because they for one reason or another...

Budgeting Large Monthly Costs

Everyone has several large costs that they need to make each month, like car payments, mortgages, rent or student loans. The downside of...

Sharing Living Expenses

Many people are opting-in to live with others these days. Most people I know split everything 50/50, but there are other options.

Take Control of Your Finances

In Q2 2018, total US household debt has reached $13.29 trillion. In June 2018, student debt in the US is up to a staggering $1.52...