Dear Olga, I have a child in junior high. What are some things or strategies we can implement so he will be able to attend college without student loans? Thank you, Scott Dear Scott, College tuition costs have been growing at a rapid rate over the decades. It seems any time I read about the statistics, the numbers get scarier each time. US News reported at the end of 2018 that in-state tuition for public universities has grown 243% in the last 40 years! The good news is there