Don't Underestimate the Importance of a Budget
Outside of major purchases like buying a house or car and student loans, people get into debt because they for one reason or another spent outside of their budget. You may have had to make an unexpected, yet very costly, trip to the vet for your fur baby. Or, your car broke down and you needed to get it fixed right away so you make it to work every day. Maybe you went on a spending spree a little more than you could afford. This is where a good budget comes in handy. If you s