Outside of major purchases like buying a house or car and student loans, people get into debt because they for one reason or another spent outside of their budget. You may have had to make an unexpected, yet very costly, trip to the vet for your fur baby. Or, your car broke down and you needed to get it fixed right away so you make it to work every day. Maybe you went on a spending spree a little more than you could afford. This is where a good budget comes in handy. If you s

In Q2 2018, total US household debt has reached $13.29 trillion. In June 2018, student debt in the US is up to a staggering $1.52 trillion with 44.2 million debtors. In July 2018, US consumer credit card debt is up to $1.04 trillion between 123 million households. These are pretty scary numbers, but the good news is that you're not alone. Making poor choices with money can have all sorts of consequences like poor credit score, debt burdens that are overwhelming and arguments