Before we go into advice for dealing with financial setbacks, it's important to address that not all setbacks are the same. Types of Financial Setbacks There are minor setbacks like a car emergency that required you to dip into your savings or slipping from your budget, making a purchase you couldn't afford and now can't return. These setbacks don't drastically change your overall picture. Maybe your savings is $500 less or your total credit card debt is up by $200, but overa