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    Dear Olga: Annuities. What are they?
    okirshenbaum
    • Mar 14, 2019
    • 2 min

    Dear Olga: Annuities. What are they?

    Dear Olga, My retirement savings are in annuities and I'm wondering if I should keep them there. Ray Dear Ray, Before deciding what to do with your retirement savings, first it's important to understand what annuities are and their benefits. An annuity is a sum of money guaranteed to be paid out periodically to an individual over a span of time. Most financial advisors view annuities as supplemental savings for retirement, especially if you max out your 401k or IRA contributi
    13 views0 comments
    Dear Olga: Savings. HALP!
    okirshenbaum
    • Feb 28, 2019
    • 3 min

    Dear Olga: Savings. HALP!

    Dear Olga, What percent should one put aside for savings every month? I have a 401k and mutual funds that I pay into monthly, but how much should I be saving on my own for a "just in case" scenario? R.A.Y. Dear R.A.Y., Instead of telling folks what to do with their money, I prefer to teach the decision-making process that will help them to navigate their situation and provide tools that build money smart habits. I believe if your strategies don't resinate with you, then the
    44 views0 comments

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