Dear Olga, What is a good way to maximize savings? Thanks, May Dear May, The best way to maximize your savings is to build your savings g...

Have you ever heard of unclaimed property? Some people I speak to are aware of it but have never really looked into it. The short version...

Dear Olga, My retirement savings are in annuities and I'm wondering if I should keep them there. Ray Dear Ray, Before deciding what to do...

Many people have been taught that it's inappropriate to talk about money. This mindset may be something you brush off as insignificant bu...

Dear Olga, I have a new business and have modeled my budget in a very similar way to my personal budget but now I am wondering if I shoul...

We have all heard the blanket advice that it's better to own a home or an apartment than renting. But is it really better to own?

Dear Olga, What percent should one put aside for savings every month? I have a 401k and mutual funds that I pay into monthly, but how muc...

Additional income is any income received outside of your regular stream of income. With tax season underway, some of you are receiving re...

Last week's blog talked about categorizing your debt. Now that you've thought about what kind of debt you have, let's talk about how to t...

There is a tendency to classify debt into two groups: good and bad. "Good debt" is typically associated with investing in your future so ...

When you have a specific goal for your savings, you're more likely to stick to your goals when your self-discipline is put to a test. Cre...

Do you want to start working on your savings goals but you have no idea where to begin? Do you feel you have nothing to save so you don't?

Lifestyle creep, or lifestyle inflation, occurs when items you once considered luxury become necessities. Just like the phrase implies, l...

Whether you're starting a new business or running an established operation, it's great to get the word out about what you're working on. ...

I launched the Rags to Riches website and blog a month ago and I can't believe how quickly the month passed. Anyone who personally knows ...

Outside of major purchases like buying a house or car and student loans, people get into debt because they for one reason or another spen...

Everyone has several large costs that they need to make each month, like car payments, mortgages, rent or student loans. The downside of ...

A few weeks ago Jeff Bezos topped Forbes' billionaires list. Yet in April 2018, Amazon was listed on the US National Council for Occupati...

As I work on building momentum for Rags to Riches, I started to explore communities that I only knew by name until now like the Freelance...

Many people are opting-in to live with others these days. Most people I know split everything 50/50, but there are other options.