Dear Olga, How much emergency savings is enough? Thank you, Stressed About Money

Dear Olga: What is the difference between a Traditional IRA and a ROTH IRA?

I bought a fixer-upper home when I was making 6 figures but now that the commission has slowed, I ran up my credit cards. Please help!

Dear Olga, I started freelancing a few years ago and still don't understand how taxes work. HALP! Thank you, Anonymous Dear Anonymous, Taxes can be incredibl...

Dear Olga, What is your best advice to get out of debt? Thanks, Jack Carter Dear Jack, My first piece of advice for getting out of debt is: commit to no new ...

Dear Olga, I know very little on the markets and how to evaluate stocks, please halp! Thanks, Investing Beginner Dear Investing Beginner, It's great that you...

Dear Olga, My score is 778, am I gonna die? Thanks, Clueless About Credit Dear Clueless About Credit, Understanding your credit score is important because it...

Dear Olga, What are the biggest money drains on students' bank accounts and what can they do to reduce costs? Thank you, Money Scared Student Dear Money Scar...

Dear Olga, Should you use financing for big purchases? What are the advantages and disadvantages of financing and how can you decide what's best for your per...

Dear Olga, How can you buy a home with bad credit? Or rather, should you ever buy a home with bad credit? And why or why not? Thank you, Bad Credit Dear Bad ...

Dear Olga, I am unemployed and not sure if I should keep my 403 from my former employer as it is or roll it into an IRA. Thank you, Kim Dear Kim, Unemploymen...

Dear Olga, How would you use an envelope style system for bill paying when you don't use cash? Thank you, Anonymous Dear Anonymous, The envelope system tends...

Dear Olga, I'm graduating college and about to start my first full-time job! What advice do you have for me in terms of budgeting and investing? Thank you, D...

Dear Olga, I have a really bad credit record. Long story. Someone has offered me a way of clearing out my record, so that I can get credit again. It sounds l...

Dear Olga, How do I ACTUALLY set up a budget? Every time I try, it seems like there are missing parts. Is there a step-by-step way of doing this, and figurin...

Dear Olga, I live far from my family. My niece and nephew are teenagers and I would like to have some financial contact with them. I was thinking of a prepai...

Dear Olga, I am writing a business plan for my business but I have a challenge with the financial statement and how to go about it. Please, can you guide me...

Dear Olga, Can you give me tips to start planning for retirement when my full time job does not provide me with a retirement plan? Thank you, FBR Dear FBR, I...

Dear Olga, I have been working as a Developer (entry level) for 1.5 years. I used all of my money so far to pay off student loans from a different country. I...

With student debt in the US up to a staggering $1.6 trillion, it's important to understand some of the basics.