Dear Olga: Credit Repair
Dear Olga, When my husband separated from the military we suffered from eviction and a car reposition. How can we fix our credit so we...
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okirshenbaum
- Apr 20, 2019
- 2 min
When Should You Start a Budget
This week I had money conversations with several college students and the top question asked has been: "When should I start budgeting?"....
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okirshenbaum
- Apr 17, 2019
- 3 min
Dear Olga: Debt Repayment
Dear Olga, I am trying to get out of debt asap. I am looking at getting a part time job to supplement my income. If it rains we don't...
26 views0 comments
okirshenbaum
- Apr 13, 2019
- 2 min
Change is Hard, But Not Impossible
Most people I speak with aren't thrilled to start our money talks. Some people feel anxious and stressed because that is what they are...
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okirshenbaum
- Apr 10, 2019
- 3 min
Dear Olga: Financial Fraud
Dear Olga, Can you explain a few simple guidelines on how to protect yourself from financial fraud? Thank you, Supporter Dear Supporter,...
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okirshenbaum
- Apr 7, 2019
- 3 min
Making Money Smart Choices
Just like many good choices, it doesn't actually always feel good making those decisions. I've learned the tougher it feels making a...
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okirshenbaum
- Apr 3, 2019
- 4 min
Dear Olga: Inexpensive Accounting Software
Dear Olga, Is there an inexpensive accounting software that is easy to use? Or would that be too good to be true? Thanks, Me Dear Me,...
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okirshenbaum
- Mar 30, 2019
- 4 min
Dealing with Financial Setbacks
Before we go into advice for dealing with financial setbacks, it's important to address that not all setbacks are the same. Types of...
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okirshenbaum
- Mar 27, 2019
- 4 min
Dear Olga: Strategies to Pay for College
Dear Olga, I have a child in junior high. What are some things or strategies we can implement so he will be able to attend college...
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okirshenbaum
- Mar 20, 2019
- 2 min
Dear Olga: Maximizing Savings.
Dear Olga, What is a good way to maximize savings? Thanks, May Dear May, The best way to maximize your savings is to build your savings...
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okirshenbaum
- Mar 16, 2019
- 2 min
Unclaimed Property. What is It?
Have you ever heard of unclaimed property? Some people I speak to are aware of it but have never really looked into it. The short...
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okirshenbaum
- Mar 13, 2019
- 2 min
Dear Olga: Annuities. What are they?
Dear Olga, My retirement savings are in annuities and I'm wondering if I should keep them there. Ray Dear Ray, Before deciding what to do...
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okirshenbaum
- Mar 9, 2019
- 2 min
Money Conversations. Do You Have Them?
Many people have been taught that it's inappropriate to talk about money. This mindset may be something you brush off as insignificant...
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okirshenbaum
- Mar 7, 2019
- 2 min
Dear Olga: Business and Personal Budgets
Dear Olga, I have a new business and have modeled my budget in a very similar way to my personal budget but now I am wondering if I...
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okirshenbaum
- Mar 3, 2019
- 2 min
Renting vs Buying
We have all heard the blanket advice that it's better to own a home or an apartment than renting. But is it really better to own?
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okirshenbaum
- Feb 28, 2019
- 3 min
Dear Olga: Savings. HALP!
Dear Olga, What percent should one put aside for savings every month? I have a 401k and mutual funds that I pay into monthly, but how...
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okirshenbaum
- Feb 23, 2019
- 2 min
How to Spend Additional Income
Additional income is any income received outside of your regular stream of income. With tax season underway, some of you are receiving...
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okirshenbaum
- Feb 16, 2019
- 2 min
Debt Repayment
Last week's blog talked about categorizing your debt. Now that you've thought about what kind of debt you have, let's talk about how to...
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okirshenbaum
- Feb 9, 2019
- 2 min
Categorizing Your Debt
There is a tendency to classify debt into two groups: good and bad. "Good debt" is typically associated with investing in your future so...
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okirshenbaum
- Jan 12, 2019
- 2 min
Are You Experiencing Lifestyle Creep?
Lifestyle creep, or lifestyle inflation, occurs when items you once considered luxury become necessities. Just like the phrase implies,...
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